Will I be covered if I have a vehicle accident in my own personal vehicle while on University business?

Posted: July 17, 2013 at 3:28 pm, Last Updated: February 7, 2014 at 3:29 pm

No.  The owner of a vehicle is financially responsible for losses due to the operation of that vehicle.  The Commonwealth of Virginia’s Risk Management Plan may provide defense and payment in excess of your policy.  The Plan would still only pay up to $2,000,000 excess of your personal policy limits.