Personal Property

The personal property of faculty, staff, students, contractors, and visitors is ordinarily excluded from coverage under the PLAN. The exception to this policy is when the property is required for University business. (For example, a condition of employment for the University Photographer is to furnish his/her own camera and equipment.) This requirement must be documented in the position description (PD) or in a memorandum from the department head to the Office of Risk Management and Human Resources prior to the loss/damage. (Note: The loss of personal property is usually covered by the individual's homeowner's or renter's insurance.)

When vendors, contractors, or other non-Mason persons damage the personal property of Mason employees and students, the University will play no official role in settling the claim. It is the responsibility of the property owner to file a claim or initiate litigation to recover the loss.